Experienced Insurance Agents

If you are looking for flood insurance help, then you look no further – you’ve come to the right place. At The Insurance House, we are an independent insurance agency serving the Myrtle Beach community since 1976. Our objective is to provide the best available coverage at the fairest rates so that our clients can have peace of mind that their interests are adequately protected. For us, this is much more than job—we are passionate about helping people get the coverage they need, without having to pay more than necessary.

What causes a flood?

Floods are the most common type of natural disaster in Myrtle Beach, and it is more likely that your home will fall victim to a flood than a fire. Flooding can occur due to severe storms, hurricanes, strong waves and currents, and water backup. In addition to water damage, such scenarios can cause property erosion and mudslides.

How much is flood insurance?

Several factors determine the cost of flood insurance, such as whether your home is in a flood zone, the elevation of your home, the age and construction of your home, and the replacement cost of your home. When it comes to flood insurance, everyone’s situation is different, and you might be surprised to learn that flood insurance is much more affordable than you thought. Get in touch with us to schedule a consultation with an insurance agent to determine how much flood insurance will cost for you. We are an agency that goes the extra mile to review and discuss the best options available to you.

What is covered under flood insurance?

Your home is your biggest investment, so it only makes sense that you protect what you’ve worked so hard to own. When you purchase flood insurance, you can feel confident knowing that the following is protected:

• • Damage caused by moisture, mildew or mold
• • Currency and valuable metals
• • Property, including trees, decks, patio, hot tubs and swimming pools
• • Vehicles
• • Living expenses while displaced